Punjab Kissan Card is a revolutionary step by the Government of Punjab to support poor and hardworking farmers across the province. Launched under the leadership of CM Maryam Nawaz Sharif, this card is specially designed to provide interest-free loans, subsidies on fertilizers and seeds, and easy access to modern agricultural tools. With the Punjab Kisan Card 2025, small farmers can now get financial help without any middleman, directly into their hands through a simple and transparent process.

What the Punjab Kisan Card Offers in 2025
Punjab Kisan Card provides interest-free agricultural loans, subsidies on fertilizers and seeds, discounts on diesel, and access to modern farming tools like tractors and laser land levelers. With the Punjab Kisan Card 2025, farmers can get up to PKR 150,000 loan per crop season, which can be used for purchasing fertilizers, seeds, pesticides, and diesel all without any interest.
Key Benefits
- Interest-Free Loans: Farmers can access loans up to PKR 150,000 per crop season, repayable within six months
- Subsidies on Inputs: Discounts are available on fertilizers, seeds, pesticides, and agricultural machinery.
- Diesel Support: Up to 20% of the loan amount can be used to purchase diesel for agricultural machinery.
- Cash Flexibility: Farmers can withdraw 30% of the loan amount for other agricultural needs.
- Free Equipment: Eligible farmers receive free laser levelers (12.5–25 acres) or tractors (over 25 acres).

Who Can Apply? Punjab Kisan Card Eligibility Criteria 2025
To get the Punjab Kisan Card 2025, farmers must meet some simple eligibility requirements. Here are the main Punjab Kisan Card eligibility criteria that every farmer must follow:
- The farmer must own 1 to 12.5 acres of agricultural land in Punjab.
- Land ownership must be verified through Punjab Land Record Authority
- The farmer must have a valid CNIC
- The mobile SIM must be registered in the name of the farmer.
- The farmer must not be a defaulter of any bank or loan scheme.
- The farmer should be actively involved in farming.

These Punjab Kisan Card requirements are kept simple so that poor farmers can easily apply and get interest-free loans, subsidies on fertilizers, and discounts on seeds and diesel. If you meet these conditions, you are fully eligible to apply for the Punjab government Kisan Card scheme 2025.
How to Apply for Punjab Kisan Card 2025?
Applying for the Punjab Kisan Card 2025 is very easy. If you meet the Punjab Kisan Card eligibility criteria, you can follow the steps below to apply and get your card quickly.
Step-by-Step Punjab Kisan Card Apply Process:
SMS Registration
Send an SMS from your registered mobile number.
Type: PKC <space> your CNIC number
Send it to 8070.

Biometric Verification
Visit the nearest HBL Konnect shop.
Do your thumb verification and open a mobile wallet account.
Buy Token
Purchase the Kisan Token Bundle for just PKR 500.
This is a one-time charge for registration.
Submit Required Documents
Go to your local Agriculture Tehsil Office.
Submit:
- Original CNIC
- Proof of land ownership
- SIM used for SMS registration
Get Your Kisan Card
After verification, your Punjab Kisan Card will be issued within 15 to 20 days.
You will receive a message to collect it from your Agriculture Office.
This is the full and simple Punjab Kisan Card registration process. With your card, you can get interest-free loans, subsidies on fertilizers and seeds, discount on diesel, and many other government farming benefits.
Kisan Card Program Impact:
The Punjab Kisan Card Program 2025 has made a big difference in the lives of poor and small farmers across the province. Thanks to the Punjab Kisan Card, over 530,000 farmers have already received their cards and are using them to buy seeds, fertilizers, and diesel at low cost. Many farmers have also received interest-free loans of up to PKR 150,000 per crop, which they are using to improve their farming.
Kisan Card scheme has also helped farmers get free tractors and laser land levelers, making their farming more modern and productive. Crop production is increasing, and many farmers are becoming financially strong.