A government initiative issuing Livestock Cards that enable farmers to access interest-free loans (0 % per annum) for purchasing fodder, silage, Wanda, and mineral supplements to support calf/buffalo fattening.
| Feature | Details |
|---|---|
| Loan Amount | PKR 27,000 per male calf (buffalo/cow), for 5–10 animals = PKR 135,000–270,000 |
| Duration | 4 months + 1 month grace period |
| Interest Rate | 0 %, fully interest‑free |
| Purpose | To purchase Wanda, silage, mineral mixtures for calf farming |
| Coverage in Cycles | Up to 80,000 farmers; ~400,000 animals over 3 cycles (Q4 2024 – Q3 2025) |
CM Punjab Livestock Card Scheme – Phase 1
Launch date: Registration began November 5, 2024, with the formal roll-out overseen by CM Maryam Nawaz Sharif
Target: 10,000–20,000 farmers covering ~100,000 animals in Year 1
Registration timeline: SMS via PLC <CNIC> to 8070 or in-person at veterinary centers ran Nov 5 – Dec 11, 2024
Loan disbursement & duration: Interest-free PKR 27,000 per calf; total loan ROZ 135k–270k over four months, with a one-month grace period, repayable within five months
CM Punjab Livestock Card Scheme – Phase 2
Continuation: Next segment of farmers, including those initially delayed due to incomplete documentation or location issues.
Geographic focus: Emphasis on South Punjab districts, especially among vulnerable women (widows/divorcees), with supplementary free livestock distribution and training.
Timeline: Set to launch in the next quarter, utilizing existing application records to streamline inclusion.
Process: Existing applicants remain in system no re-submission needed; additional verification visits and documentation reviews .
CM Punjab Livestock Card Scheme – Phase 3
Scale-up phase: Expansion to cover up to 80,000 farmers and 400,000 animals across all three cycles Q4 2024–Q3 2025.
Year-2 ambitions: Projected to include 30,000–60,000 farmers and finance ~300,000 animals .
Who Is Eligible?
To qualify for the scheme, applicants must:
- Be a Punjab resident with valid CNIC
- Have a mobile SIM registered in their name
- Own 5 to 10 male calves (buffalo or cattle)
- Be registered in the SPMS-9211 / livestock database
- Have no prior loan defaults or negative credit history
- Pass NADRA and credit screenings (CIB, AML checks)
How to Apply CM Punjab Livestock Card?
- Send an SMS:
PLC <space> CNICto 8070 - You may also register offline at veterinary hospitals, tehsil centers, or through mobile vet units
- Approved applicants will receive a Livestock Card and can start making purchases from registered feed dealers (Bank of Punjab-linked outlets)
The CM Punjab Livestock Card Scheme presents a powerful opportunity for small and medium scale livestock farmers offering interest-free credit, essential support, and a pathway to enhance productivity and income. If you’re farming 5–10 male calves in Punjab, it’s worth applying now to benefit from this subsidy before slots fill up.
